Massachusetts Loan Modification Center

Keeping you home, where you belong.

The Massachusetts Loan Modification Center has only one core mission, and that is to provide mortgage modification help by favorably adjusting your interest rate, your principal balance, the length of your loan or by forgiveness of past due amounts, late fees and collection costs. While each person’s current mortgage and financial circumstances are different, you will enjoy the benefit in knowing that your no cost consultation will be with a licensed Massachusetts Loan Modification Lawyer who has a record of success in obtaining loan modifications. You will receive a complimentary analysis of your loan or loans, as well as advice on what options you may have available to reduce your monthly payments or otherwise assist you in obtaining a new payment arrangement with your lender.

Recent Results

Clients from Worcester --- Original Interest Adjustable --- Interest Now fixed 4.12%

Clients from Worcester --- Original Payment $2,063.08 --- Reduced Payment $1,385.68 --- reduction of $677.40

Client from New Bedford --- Original Payment $1,163.45 --- Reduced Payment $600.40 --- Savings $563.05
Client from New Beford--- Original Interest 7.00% ---- Reduced Interest 2.00% --- Savings 5.00%

Client from Randolph ---- Principal Forgiveness $101,787.69

Client from Natick ---- Interest rate before 8.75% --interest rate after 3% --- Reduction of 5.75%
Client from Natick ---- principle forgiveness of $141,964.38.

Client from Plymouth---- Payment Before $1,889.00---- Payment After $1,339.37----- Savings $549.63
Client from Plymouth ---- Interest Rate Before 7.13% --Interest Rate After 2.00% --- Reduction of 5.13%

Client from Woburn---- Payment Before $1,533.27---- Payment After $979.6----- Savings $553.67
Client from Woburn ---- Interest Rate Before 7.13% --Interest Rate After 2.00% --- Reduction of 5.13%

Client from Bellingham---- Payment Before $1,841.00 ---- Payment After $1,207.69 ----- Savings $633.31
Client from Bellingham ---- Interest Rate Before 7.13% --Interest Rate After 2.00% --- Reduction of 5.13%

Client from Pembroke---- Payment Before $1,722.07 ---- Payment After $881.30 ----- Savings $840.77
Client from Pembroke---- Interest Rate Before 4.81% --Interest Rate After 2.00% --- Reduction of 2.81%

Client from Chicopee---- Payment Before $1,739.00 ---- Payment After $1,339.72 ----- Savings $399.28
Client from Chicopee ---- Interest Rate Before 7.13% --Interest Rate After 2.00% --- Reduction of 5.13%

Client from Marlborough---- Payment Before $2,564.78 ---- Payment After $1,839.56 ----- Savings $725.22
Client from Marlborough ---- Interest Rate Before 7.13% --Interest Rate After 2.00% --- Reduction of 5.13%

Client from Monson---- Payment Before $1,107.47 ---- Payment After $686.79 ----- Savings $420.68
Client from Monson ---- Interest Rate Before 5.75% --Interest Rate After 2.00% --- Reduction of 3.75%

Client from Framingham---- Payment Before $2,963.47 ---- Payment After $1,465.87 ----- Savings $1,497.60
Client from Framingham ---- Interest Rate Before 5.75% --Interest Rate After 2.00% --- Reduction of 3.75%

Client from Abington---- Payment Before $2,365.00 ---- Payment After $2,027.13 ----- Savings $337.87
Client from Chicopee ---- Interest Rate Before 7.13% --Interest Rate After 2.00% --- Reduction of 5.13%

Client from Springfield---- Payment Before $1,231.00 ---- Payment After $876.03 ----- Savings $354.97
Client from Springfield ---- Interest Rate Before 7.13% --Interest Rate After 2.00% --- Reduction of 5.13%

Client from Acton---- Payment Before $897.21 ---- Payment After $692.99 ----- Savings $204.22
Client from Acton---- Interest Rate Before 5.00% --Interest Rate After 3.25% --- Reduction of 1.75%

Client from Dedham---- Payment Before $2,600.00 ---- Payment After $2,125.34 ----- Savings $474.66
Client from Dedham---- Interest Rate Before Adjustible --Interest Rate After Fixed --- Reduction -

Client from Swansea---- Principal Forgiveness $187,722.59
Client from Chicopee------ Principal Forgiveness $118,918.78

Client from Dudley---- 46 Months behind - brough current - (Over $60,000 behind)
Client from Falmouth------36 months behind - brought current (Over $50,000 behind)

Client from Sudbury Original Payment $6,091.03 Reduced Payment $3420.14
Client from Sudbury Interest 2% first 5 years then increased to max 3.85%

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MASSACHUSETTS HOME FORECLOSURE AND LOAN MODIFICATION RESOURCES

Massachusetts Foreclosure Resources

Court House Locator

Massachusetts Mortgage Help

Attorney Richard S. Ravosa, Esquire

Richard S. Ravosa, Esquire, was one of only fifteen lawyers recognized in 2005 by Massachusetts Lawyers Weekly as a “rising star” for his achievements in representing clients with difficult legal obstacles to overcome, his business acumen, and entrepreneurship skills. Attorney Ravosa is admitted to the practice of law in Massachusetts and Connecticut and has an accomplished record as a bankruptcy lawyer, trial lawyer, negotiator, and strategist. Attorney Ravosa is a member of the Boston Bar Association, Massachusetts Bar Association, American Trial Lawyers Association, American Bankruptcy Institute, National Association of Consumer Bankruptcy Attorneys and a member of the Boston Bar Association's Bankruptcy Section and is chief legal counsel of the Massachusetts Bankruptcy Center.

Attorney Michelle Cote

Attorney Michelle L. Cote, heads the firm’s Worcester office. She is a graduate of the Massachusetts School of Law at Andover, where she won numerous awards of distinction for legal writing, legal advocacy, and litigation practice. Her practice is focused on all areas of personal injury law, including car accidents, animal attacks, slip and fall cases, catastrophic injuries, medical malpractice, products liability, premises liability and insurance litigation. Attorney Cote also oversees the firm’s Loan Modification and Mortgage Restructuring Department and Business Law Division. She is a cum laude graduate of Worcester State College and Assumption College in Worcester. Attorney Cote is a member of the American Bar Association, Massachusetts Bar Association and Worcester County Bar Association.

LOCATIONS & CONTACT INFORMATION

Locations

Massachusetts Loan Modification Center and the Law Offices of Richard S. Ravosa Esq.

email: Attorneyravosa@gmail.com

When you need a trusted advisor, a Massachusetts Lawyer who's looking out for

YOUR BEST INTERESTS contact us for a FREE CONSULTATION.

Serving clients throughout the Massachusetts Area including
Greater Boston - Springfield - Worcester - Metro West - Merrimack Valley

BOSTON LAW OFFICE    
Waterfront Lawyer's Building 
236 Commercial Street
Boston, MA 02109
Phone:
Fax:
(617) 720-1101
(617) 720-1104
NATICK LAW OFFICE    
One South Avenue
Natick, MA 01760
Phone:
Fax:
(508) 655-3013
(508) 205-0740
SALEM LAW OFFICE    
224 Essex Street        
Salem, MA 01970
Phone:
Fax:
(508) 655-3013
(508) 205-0740
SPRINGFIELD LAW OFFICE    
603 Sumner Avenue   
Springfield, MA 01108
Phone:
Fax:
(413) 734-4147
(413) 304-2730
WORCESTER LAW OFFICE    
40 Jackson Street
Worcester, MA 01608
Phone:
Fax:
(508) 655-3013
(508) 205-0740