Richard S. Ravosa, Esquire

A Loan Modification Can

  • Lower your monthly payment
  • Lower your interest rate
  • Lower your principal balance
  • Eliminate late fees & attorney fees
  • Reduce your stress level
  • Help you keep your home


Michael Cyr, Esquire

Richard S. Ravosa, Esquire, was one of only fifteen lawyers recognized in 2005 by Massachusetts Lawyers Weekly as a “rising star” for his achievements in representing clients with difficult legal obstacles to overcome, his business acumen, and entrepreneurship skills. Attorney Ravosa is admitted to the practice of law in Massachusetts and Connecticut and has an accomplished record as a bankruptcy lawyer, trial lawyer, negotiator, and strategist. Attorney Ravosa is a member of the Boston Bar Association, Massachusetts Bar Association, American Trial Lawyers Association, American Bankruptcy Institute, National Association of Consumer Bankruptcy Attorneys and a member of the Boston Bar Association's Bankruptcy Section and is chief legal counsel of the Massachusetts Bankruptcy Center.

 

Since joining Massachusetts Loan Modification Center, Attorney Cyr’s practice has focused on residential foreclosure prevention and loan modification. In many cases, Attorney Cyr’s knowledge of federal lending requirements, professional contacts, and negotiation skills have been the difference in a client obtaining a successful loan modification. Attorney Cyr’s organized, logical approach to applying for a loan modification has helped a number of clients reduce their monthly payment, set a fixed, lower interest rate, and shift the delinquent amount owed to the back end of the loan. Every case presents new challenges and obstacles. Contact Attorney Cyr today to determine if applying for a loan modification is a reasonable path to try to help you manage your mortgage payment.

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This page may be considered “advertising” under Massachusetts Supreme Judicial Court. The information presented on this page in no way constitutes legal advice and does not establish an attorney client relationship, which can only be done after you and an attorney meet and agree on the terms of that relationship.

 

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The Massachusetts Loan Modification Center has only one core mission, and that is to help you save money on your residential or commercial mortgage payments by favorably adjusting, or “modifying” your interest rate, your principal balance, the length of your loan or by forgiveness of past due amounts, late fees and collection costs.  While each person’s current mortgage and financial circumstances are different, that is why you will enjoy the benefit in knowing that your no cost consultation will be with a licensed Massachusetts Attorney who has a record of success in obtaining loan modifications. You will receive a complimentary analysis of your loan or loans, as well as advice on what options you may have available to reduce your monthly payments or otherwise assist you in obtaining a new payment arrangement with your lender.

“Attorney Ravosa stopped my foreclosure the day before the auction and lowered my mortgage payments. I was thrilled!
Josh. S., Greenfield, MA


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