The Massachusetts Loan Modification Center has only one core mission, and that is to help you save money on your residential or commercial mortgage payments by favorably adjusting, or “modifying” your interest rate, your principal balance, the length of your loan or by forgiveness of past due amounts, late fees and collection costs. While each person’s current mortgage and financial circumstances are different, that is why you will enjoy the benefit in knowing that your no cost consultation will be with a licensed Massachusetts Attorney who has a record of success in obtaining loan modifications. You will receive a complimentary analysis of your loan or loans, as well as advice on what options you may have available to reduce your monthly payments or otherwise assist you in obtaining a new payment arrangement with your lender.
Client from Randolph ---- Principal Forgiveness $101,787.69
Client from Natick ---- Interest rate before 8.75% --interest rate after 3% --- Reduction of 5.75% Client from Natick ---- principle forgiveness of $141,964.38.
Client from Plymouth---- Payment Before $1,889.00---- Payment After $1,339.37----- Savings $549.63 Client from Plymouth ---- Interest Rate Before 7.13% --Interest Rate After 2.00% --- Reduction of 5.13%
Client from Woburn---- Payment Before $1,533.27---- Payment After $979.6----- Savings $553.67 Client from Woburn ---- Interest Rate Before 7.13% --Interest Rate After 2.00% --- Reduction of 5.13%
Client from Bellingham---- Payment Before $1,841.00 ---- Payment After $1,207.69 ----- Savings $633.31 Client from Bellingham ---- Interest Rate Before 7.13% --Interest Rate After 2.00% --- Reduction of 5.13%
Client from Pembroke---- Payment Before $1,722.07 ---- Payment After $881.30 ----- Savings $840.77 Client from Pembroke---- Interest Rate Before 4.81% --Interest Rate After 2.00% --- Reduction of 2.81%
Client from Chicopee---- Payment Before $1,739.00 ---- Payment After $1,339.72 ----- Savings $399.28 Client from Chicopee ---- Interest Rate Before 7.13% --Interest Rate After 2.00% --- Reduction of 5.13%
Client from Marlborough---- Payment Before $2,564.78 ---- Payment After $1,839.56 ----- Savings $725.22 Client from Marlborough ---- Interest Rate Before 7.13% --Interest Rate After 2.00% --- Reduction of 5.13%
Client from Monson---- Payment Before $1,107.47 ---- Payment After $686.79 ----- Savings $420.68 Client from Monson ---- Interest Rate Before 5.75% --Interest Rate After 2.00% --- Reduction of 3.75%
Client from Framingham---- Payment Before $2,963.47 ---- Payment After $1,465.87 ----- Savings $1,497.60 Client from Framingham ---- Interest Rate Before 5.75% --Interest Rate After 2.00% --- Reduction of 3.75%
Client from Abington---- Payment Before $2,365.00 ---- Payment After $2,027.13 ----- Savings $337.87 Client from Chicopee ---- Interest Rate Before 7.13% --Interest Rate After 2.00% --- Reduction of 5.13%
Client from Springfield---- Payment Before $1,231.00 ---- Payment After $876.03 ----- Savings $354.97 Client from Springfield ---- Interest Rate Before 7.13% --Interest Rate After 2.00% --- Reduction of 5.13%
Client from Acton---- Payment Before $897.21 ---- Payment After $692.99 ----- Savings $204.22 Client from Acton---- Interest Rate Before 5.00% --Interest Rate After 3.25% --- Reduction of 1.75%
Client from Dedham---- Payment Before $2,600.00 ---- Payment After $2,125.34 ----- Savings $474.66 Client from Dedham---- Interest Rate Before Adjustible --Interest Rate After Fixed --- Reduction -
Client from Swansea---- Principal Forgiveness $187,722.59 Client from Chicopee------ Principal Forgiveness $118,918.78
Client from Dudley---- 46 Months behind - brough current - (Over $60,000 behind) Client from Falmouth------36 months behind - brought current (Over $50,000 behind)
Richard S. Ravosa, Esquire
A Loan Modification Can
Michael Cyr, Esquire
Richard S. Ravosa, Esquire, was one of only fifteen lawyers recognized in 2005 by Massachusetts Lawyers Weekly as a “rising star” for his achievements in representing clients with difficult legal obstacles to overcome, his business acumen, and entrepreneurship skills. Attorney Ravosa is admitted to the practice of law in Massachusetts and Connecticut and has an accomplished record as a bankruptcy lawyer, trial lawyer, negotiator, and strategist. Attorney Ravosa is a member of the Boston Bar Association, Massachusetts Bar Association, American Trial Lawyers Association, American Bankruptcy Institute, National Association of Consumer Bankruptcy Attorneys and a member of the Boston Bar Association's Bankruptcy Section and is chief legal counsel of the Massachusetts Bankruptcy Center.
Since joining Massachusetts Loan Modification Center, Attorney Cyr’s practice has focused on residential foreclosure prevention and loan modification. In many cases, Attorney Cyr’s knowledge of federal lending requirements, professional contacts, and negotiation skills have been the difference in a client obtaining a successful loan modification. Attorney Cyr’s organized, logical approach to applying for a loan modification has helped a number of clients reduce their monthly payment, set a fixed, lower interest rate, and shift the delinquent amount owed to the back end of the loan. Every case presents new challenges and obstacles. Contact Attorney Cyr today to determine if applying for a loan modification is a reasonable path to try to help you manage your mortgage payment.
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