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Welcome to The Massachusetts Loan Modification Center

Keeping you home, where you belong.

Slide 2
Welcome to The Massachusetts Loan Modification Center

Keeping you home, where you belong.

Slide 3
Welcome to The Massachusetts Loan Modification Center

Keeping you home, where you belong.

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Due to recent changes in the court rules allow us to teleconference and file your case without ever leaving your home

Welcome to The Massachusetts Loan Modification Help Center

The Massachusetts Loan Modification Center has only one core mission, and that is to provide mortgage modification help by favorably adjusting your interest rate, your principal balance, the length of your loan or by forgiveness of past due amounts, late fees and collection costs. While each person’s current mortgage and financial circumstances are different, you will enjoy the benefit in knowing that your no cost consultation will be with a licensed Massachusetts Loan Modification Lawyer who has a record of success in obtaining loan modifications. You will receive a complimentary analysis of your loan or loans, as well as advice on what options you may have available to reduce your monthly payments or otherwise assist you in obtaining a new payment arrangement with your lender.

WHAT IF MY LENDER STARTS FORECLOSURE PROCEEDINGS

IMPORTANT INFORMATION! Throughout this process, you may receive paperwork and legal documents from your lender, their attorneys, collections agencies, or other third parties. It is very important that you immediately forward any of these documents to your attorney for review and evaluation. You must also be aware, that even though you have filed a loan modification application, your lender can still proceed to foreclose on your home, and if you should receive court documents, certified letters, or anything from a sheriff, constable or law enforcement official, contact our office right away and get us the documents as quickly as possible so that your attorney may discuss with you what options you may have at that point in time, which may include, filing a bankruptcy petition to stop a foreclosure or filing for injunctive relief and lawsuit against your lender, if the facts dictate these courses of action. Any of these additional services will have to be discussed with your attorney and are not included with your loan modification application.

For more information on Foreclosure check out massachusettsforeclosurecenter.com

Attorney Richard S. Ravosa, Esquire

Richard S. Ravosa, Esquire, was one of only fifteen lawyers recognized in 2005 by Massachusetts Lawyers Weekly as a “rising star” for his achievements in representing clients with difficult legal obstacles to overcome, his business acumen, and entrepreneurship skills. Attorney Ravosa is admitted to the practice of law in Massachusetts and Connecticut and has an accomplished record as a bankruptcy lawyer, trial lawyer, negotiator, and strategist. Attorney Ravosa is a member of the Boston Bar Association, Massachusetts Bar Association, American Trial Lawyers Association, American Bankruptcy Institute, National Association of Consumer Bankruptcy Attorneys and a member of the Boston Bar Association's Bankruptcy Section and is chief legal counsel of the Massachusetts Bankruptcy Center.

michel
Attorney Michelle Cote

Attorney Michelle L. Cote, heads the firm’s Worcester office. She is a graduate of the Massachusetts School of Law at Andover, where she won numerous awards of distinction for legal writing, legal advocacy, and litigation practice. Her practice is focused on all areas of personal injury law, including car accidents, animal attacks, slip and fall cases, catastrophic injuries, medical malpractice, products liability, premises liability and insurance litigation. Attorney Cote also oversees the firm’s Loan Modification and Mortgage Restructuring Department and Business Law Division. She is a cum laude graduate of Worcester State College and Assumption College in Worcester. Attorney Cote is a member of the American Bar Association, Massachusetts Bar Association and Worcester County Bar Association.

LOCATIONS & CONTACT INFORMATION
Massachusetts Loan Modification Center and the Law Offices of Richard S. Ravosa Esq. email: Attorneyravosa@gmail.com When you need a trusted advisor, a Massachusetts Lawyer who’s looking out for YOUR BEST INTERESTS contact us for a FREE CONSULTATION. Serving clients throughout the Massachusetts Area including Greater Boston – Springfield – Worcester – Metro West – Merrimack Valley
BOSTON LAW OFFICE    
Waterfront Lawyer’s Building
300 Commercial Street
Boston, MA 02109
Phone:
Fax:
(617) 720-1101
(617) 720-1104
NATICK LAW OFFICE    
One South Avenue
Natick, MA 01760
Phone:
Fax:
(508) 655-3013
(508) 205-0740
SPRINGFIELD LAW OFFICE    
55 State Street, Suite 317,
Springfield, MA , 01103
Phone:
Fax:
(413) 734-4147
(413) 304-2730
WORCESTER LAW OFFICE    
40 Jackson Street, Suite 1020
Worcester, MA 01608
Phone:
Fax:
(508) 655-3013
(508) 205-0740

MASSACHUSETTS HOME FORECLOSURE AND LOAN MODIFICATION RESOURCES

Massachusetts Foreclosure Resources Court House Locator

Recent Results

Client From Saugus - Original payment $3,259.47 ----- Reduced Payment $2,776.44------- Savings $483.03

Client From Saugus - Original Interest Rate 8.04% Reduced Interest 5.19% ---- Savings 2.85%
Client from Saugus - Last payment made was 4/1/2009 - over six years ago

Clients from Worcester --- Original Interest Adjustable --- Interest Now fixed 4.12%

Clients from Worcester --- Original Payment $2,063.08 --- Reduced Payment $1,385.68 --- reduction of $677.40

Client from New Bedford --- Original Payment $1,163.45 --- Reduced Payment $600.40 --- Savings $563.05
Client from New Beford--- Original Interest 7.00% ---- Reduced Interest 2.00% --- Savings 5.00%

Client from Randolph ---- Principal Forgiveness $101,787.69

Client from Natick ---- Interest rate before 8.75% --interest rate after 3% --- Reduction of 5.75%
Client from Natick ---- principle forgiveness of $141,964.38.

Client from Plymouth---- Payment Before $1,889.00---- Payment After $1,339.37----- Savings $549.63
Client from Plymouth ---- Interest Rate Before 7.13% --Interest Rate After 2.00% --- Reduction of 5.13%

Client from Woburn---- Payment Before $1,533.27---- Payment After $979.6----- Savings $553.67
Client from Woburn ---- Interest Rate Before 7.13% --Interest Rate After 2.00% --- Reduction of 5.13%

Client from Bellingham---- Payment Before $1,841.00 ---- Payment After $1,207.69 ----- Savings $633.31
Client from Bellingham ---- Interest Rate Before 7.13% --Interest Rate After 2.00% --- Reduction of 5.13%

Client from Pembroke---- Payment Before $1,722.07 ---- Payment After $881.30 ----- Savings $840.77
Client from Pembroke---- Interest Rate Before 4.81% --Interest Rate After 2.00% --- Reduction of 2.81%

Client from Chicopee---- Payment Before $1,739.00 ---- Payment After $1,339.72 ----- Savings $399.28
Client from Chicopee ---- Interest Rate Before 7.13% --Interest Rate After 2.00% --- Reduction of 5.13%

Client from Marlborough---- Payment Before $2,564.78 ---- Payment After $1,839.56 ----- Savings $725.22
Client from Marlborough ---- Interest Rate Before 7.13% --Interest Rate After 2.00% --- Reduction of 5.13%

Client from Monson---- Payment Before $1,107.47 ---- Payment After $686.79 ----- Savings $420.68
Client from Monson ---- Interest Rate Before 5.75% --Interest Rate After 2.00% --- Reduction of 3.75%

Client from Framingham---- Payment Before $2,963.47 ---- Payment After $1,465.87 ----- Savings $1,497.60
Client from Framingham ---- Interest Rate Before 5.75% --Interest Rate After 2.00% --- Reduction of 3.75%

Client from Abington---- Payment Before $2,365.00 ---- Payment After $2,027.13 ----- Savings $337.87
Client from Chicopee ---- Interest Rate Before 7.13% --Interest Rate After 2.00% --- Reduction of 5.13%

Client from Springfield---- Payment Before $1,231.00 ---- Payment After $876.03 ----- Savings $354.97
Client from Springfield ---- Interest Rate Before 7.13% --Interest Rate After 2.00% --- Reduction of 5.13%

Client from Acton---- Payment Before $897.21 ---- Payment After $692.99 ----- Savings $204.22
Client from Acton---- Interest Rate Before 5.00% --Interest Rate After 3.25% --- Reduction of 1.75%

Client from Dedham---- Payment Before $2,600.00 ---- Payment After $2,125.34 ----- Savings $474.66
Client from Dedham---- Interest Rate Before Adjustible --Interest Rate After Fixed --- Reduction -

Client from Swansea---- Principal Forgiveness $187,722.59
Client from Chicopee------ Principal Forgiveness $118,918.78

Client from Dudley---- 46 Months behind - brough current - (Over $60,000 behind)
Client from Falmouth------36 months behind - brought current (Over $50,000 behind)

Client from Sudbury Original Payment $6,091.03 Reduced Payment $3420.14
Client from Sudbury Interest 2% first 5 years then increased to max 3.85%

TOPICS: Loan Modification Help | Government Help to Stop Foreclosure Modification | Loan Workout | Home Loans | Mortgage Help | Stop Foreclosure | Foreclosure Process | Loan Safe Solutions | Countrywide Home Loans | Commercial Loan Workout | Mortgage Loan Modifications | Home Loan Modification | Obama Loan Modification Plan | Loan Modification Program | Save House From Foreclosure | Foreclosure Prevention and Assistance | Mortgage Loan Modification Help | Modify your loan

This page may be considered “advertising” under Massachusetts Supreme Judicial Court. The information presented on this page in no way constitutes legal advice and does not establish an attorney client relationship, which can only be done after you and an attorney meet and agree on the terms of that relationship.